Welcome to Deerasa, a web-based business plan platform allow small businesses and new startup to write their own business plan online. Deerasa, at times referred to in these Terms of Service as “the Service”, is owned and operated by Seaworthy & Study Establishment, Jeddah, Saudi Arabia.

Before setting up or using a Deerasa account, you must read and agree to these Deerasa Terms of Service. By using and/or establishing an account at Deerasa, you (“User”) agree to be bound by and comply with the terms and conditions contained herein.

These terms of service comprise a binding legal agreement between you and Seaworthy & Study Est.

By signing up for a Deerasa account you are accepting to be bound by these terms of service, and you acknowledge that you have read, understood, and agree to be bound by the following terms and conditions, including any additional guidelines and future modifications (collectively, the "terms"). Clicking on the “create account” button is the same as signing a hardcopy contractual agreement. If you do not agree to the terms of service, you should not click on this button.

The Deerasa Service

Deerasa is a web-based service available at https://deerasa.com that allows you to use software owned by Seaworthy & Study Est. and offered as a software as a service in order to create, upload, store, print and otherwise distribute business plans (herein, “Content”). Your use of The Service is at your own risk. The Service is provided on an AS IS and AS AVAILABLE basis.

Privacy

We respect your privacy. For information relating to Seaworthy & Study Est.'s collection, use, and disclosure of your personal information, please read Deerasa privacy policy.

Use of the Service

You are responsible for your own communications and communications to and from your account with The Service, and for all Content sent to and from your account, stored under your account, and activity that occurs under your account (even when Content is posted by others who have access to your account) and for any consequences thereof or arising therefrom. You agree that you will use The Service in compliance with all applicable local, state, national, and international laws, rules and regulations, including any laws regarding the transmission of technical data exported from your country of residence. You shall not, shall not agree to, and shall not authorize or encourage any third party to: (A) use the Service to upload, store, transmit or otherwise distribute any content that is unlawful, defamatory, harassing, abusive, fraudulent, obscene, contains viruses, or is otherwise objectionable as reasonably determined by Seaworthy & Study Est.; (B) upload, store, transmit or otherwise distribute content that infringes upon another party's intellectual property rights or other proprietary, contractual or fiduciary rights or obligations; (C) prevent others from using The Service; or (D) use The Service for any fraudulent or inappropriate purpose. Violation of any of the foregoing may result in immediate termination of this Agreement and your account with Deerasa, and may subject you to penalties and other legal consequences. Seaworthy & Study Est. reserves the right, but shall have no obligation, to investigate your use of The Service in order to determine whether a violation of the Agreement has occurred or to comply with any applicable law, regulation, legal process or governmental request.

Content of the Service, Ownership, and Intellectual Property Rights

Seaworthy & Study Est. takes no responsibility for third-party content (including, without limitation, any viruses or other disabling features), nor does Seaworthy & Study Est. have any obligation to monitor such third-party content. Seaworthy & Study Est. reserves the right at all times to remove or refuse to distribute any Content on The Service, such as content that violates the terms of this Agreement. Seaworthy & Study Est. also reserves the right to access, read, preserve, and disclose any information and Content as it reasonably believes is necessary.

The visual interfaces, graphics, design, compilation, information, computer code (including source code or object code), products, services, and all other elements of Deerasa provided and owned by Seaworthy & Study Est. are protected by international copyright, trade dress, patent, and trademark laws, and all other relevant intellectual property and proprietary rights, and applicable laws and are the property of Seaworthy & Study Est. or its subsidiaries or affiliated companies and/or third-party licensors. Except as may otherwise be noted, all trademarks, service marks, and trade names are proprietary to Seaworthy & Study Est. or its affiliates and/or third-party licensors.

Seaworthy & Study Est. does not claim any ownership in any of the Content, including any text, data, information, images, photographs, music, sound, video, or other material, that you upload, transmit, or store in your Deerasa account.

Prohibited Activities

By agreeing to these Terms of Service you agree not to; 1) use The Service for any purposes other than to access and use Deerasa as such services are offered by Seaworthy & Study Est. 2) use Deerasa for any illegal purpose, or in violation of any local or international law, 3) damage or interfere with security-related features of Deerasa, operation of Deerasa, its server, network, or any user's enjoyment of it, by any means; 4) attempt to discover the source code of Deerasa or any part thereof; 5) use any method to access Deerasa illegally or prevent or restrict access to Deerasa;

Account, Payment, and Refund

When you use Deerasa, you may be asked to establish an account and establish passwords. You are solely responsible for maintaining the confidentiality of your account and passwords and for restricting access to your computer and/or account, and you agree to accept responsibility for all activities that occur under your account or passwords. You agree that the information you provide to Seaworthy & Study Est. on registration and at all other times will be true, accurate, current, and complete. You also agree that you will ensure that this information is kept accurate and up-to-date at all times. If you have reason to believe that your account is no longer secure (e.g., in the event of a loss, theft or unauthorized disclosure or use of your account ID, password, or any credit, debit or charge card number, if applicable), then you agree to immediately notify Seaworthy & Study Est. You may be liable for the losses incurred by Seaworthy & Study Est. or others due to any unauthorized use of your Deerasa account.

A) A valid credit card is required for all accounts;

B) If you initially sign up for an account that includes a free trial, and you don't cancel that account within the specified free trial period, you will be billed monthly at the date and time that your free trial period ends. Note that the "days" of the free trial correspond to 24-hour periods beginning at the date and time that you sign up. If you cancel prior to the processing of your first invoice, during your free trial period, you will not be charged;

C)The Service is billed in advance on a monthly or annual basis and is non-refundable. There will be no refunds or credits for partial months of service, or refunds for months unused with an open account. In order to treat everyone equally, no exceptions will be made;

Termination

At any time, you may cancel your use of The Services and/or terminate your account and this Agreement by providing notice to Seaworthy & Study Est. In order to terminate your account, you may do so from the Account page in the Service. However, the terminated account may continue to exist for a reasonable period of time before such cancellation takes effect in order for Seaworthy & Study Est. to process the termination.